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Affording Your First Apartment

Getting your first apartment is one of the big milestones in a young adult’s life. It can also be a little frightening Continue reading “Affording Your First Apartment”

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6  Ways to Save on Car Maintenance

I’m no auto expert, but when it comes to car maintenance, I’ve learned a thing or two. Continue reading “6  Ways to Save on Car Maintenance”

6 Ways to Handle Unexpected Vet Bills

If you’re an animal lover with a few pets, you do your best to take care of your furry or feathered friends. Like you, they’ll need health check-ups and will get sick or injured Continue reading “6 Ways to Handle Unexpected Vet Bills”

5 Questions to Ask Yourself About Your Finances

We get money and then we spend it. It’s an endless cycle of giving and receiving. You might be used to asking yourself, “Where did all my money go?” Perhaps you should ask yourself these questions instead:

  1. What are your goals? Do you plan to take a lavish vacation next year or pay off your auto loan? Knowing your goals is a great way to create motivation to save!
  2. What are your bad spending habits? Think about the money you spend on things you don’t need… How much money would you save by cutting back? For me, I could easily pay more principal on my auto loan if it weren’t for all the iced lattes I buy!
  3. What are your responsibilities? Whether you have taxes to pay or a college tuition, what are you doing to prepare for those large bills? The best way to become prepared is to have a plan for when that time comes; saving a little each month is the most effective method!
  4. How good of a deal are you getting on the things you do need? Your refrigerator went out and you need to buy a new one, but make sure you aren’t overpaying and that it fits in your personal budget!
  5. Is that affordable? One thing I’ve heard Dave Ramsey say that really stuck with me is that you can’t truly afford something until you can comfortably buy it twice. We all deserve a treat now and then, but if we have $200 in our account to spend and that luxury watch is $125, can we truly afford it?

Get to personally know your budget and recognize extra expenses. Your future checking and savings accounts will thank you!

How to Overcome ‘Credit Card Shyness’

News outlets and credit card companies are quick to label millennials as being credit card-shy. According to a recent survey, millennials apparently fear Continue reading “How to Overcome ‘Credit Card Shyness’”

So You Wanna Buy a Car: 6 Tips for First-Time Car Buyers

Buying a car is a pretty big deal, especially if it’s your first time. This is primarily the first big purchase in a young adult’s life, and the start of your financial journey. Continue reading “So You Wanna Buy a Car: 6 Tips for First-Time Car Buyers”

6 Steps to Create the Perfect Budget for Y-O-U

Some want vacation, others want a down payment for a house. Income, needs, and wants are different for everyone so not every [[bullet journal budget template]] you find on Pinterest will be best for you! Continue reading “6 Steps to Create the Perfect Budget for Y-O-U”

Student Loans 101

With tuition rates on the rise, student loans have become a necessary evil for many college students. Continue reading “Student Loans 101”

6 Side Hustles to Bring in Extra Cash

You’ve sold your clothes, held yard sales, used coupons and had savings plans. You don’t have anything else to sell, you’re impatient to wait a year to reach your $1,000 goal, and you could use a more steady, residual income. Here are some side-hustles that can bring you more cash more frequently! Continue reading “6 Side Hustles to Bring in Extra Cash”

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